List borrower loans

GET

https://api.spreadspace.app/api/borrowers/:borrower_id/loans

GET

/api/borrowers/:borrower_id/loans

curl https://api.spreadspace.app/api/borrowers/9f8e7d6c5b4a3210a1b2c3d4/loans \
     -H "Authorization: Bearer <token>"

{
  "data": [
    {
      "loan_id": "9f8b7c6d5e4a3b2c1d0e4f5a",
      "borrower_id": "9f8e7d6c5b4a3210a1b2c3d4",
      "assignees": [
        {
          "user_id": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
          "assigned_at": "2024-01-15T09:30:00.125293+00:00"
        }
      ],
      "status": "active",
      "created_at": "2024-01-15T09:30:00.125293+00:00",
      "updated_at": "2024-04-10T14:45:00.955345+00:00",
      "borrower": null,
      "borrower_name": "Acme Corporation",
      "loan_type": "CommercialTerm",
      "loan_sub_type": "TermLoan",
      "loan_type_label": "Commercial Term",
      "loan_sub_type_label": "Term Loan",
      "name": "Acme Corp Term Loan 2024",
      "loan_number": "ACME-2024-0001",
      "requested_amount": "250000.00",
      "rate_type": "Fixed",
      "interest_rate": 5.75,
      "term_months": 60,
      "priority": "high",
      "notes": "Approved after credit review.",
      "guarantors": [
        "Jane Doe"
      ],
      "documents": null
    },
    {
      "loan_id": "7e6d5c4b3a2918171615c4d3",
      "borrower_id": "9f8e7d6c5b4a3210a1b2c3d4",
      "assignees": [],
      "status": "closed",
      "created_at": "2020-06-01T09:30:00.577694+00:00",
      "updated_at": "2023-06-01T09:30:00.976680+00:00",
      "borrower": null,
      "borrower_name": "Acme Corporation",
      "loan_type": "CommercialTerm",
      "loan_sub_type": "LineOfCredit",
      "loan_type_label": "Commercial Term",
      "loan_sub_type_label": "Line of Credit",
      "name": "Acme Corp Line of Credit 2020",
      "loan_number": "ACME-2020-0007",
      "requested_amount": "100000.00",
      "rate_type": "Prime",
      "interest_rate": 7.25,
      "term_months": 36,
      "priority": null,
      "notes": null,
      "guarantors": null,
      "documents": null
    }
  ],
  "has_more": false,
  "next_cursor": null
}

Lists loans for a borrower, newest first.

Requires the loans:read scope. Rate limit: 200 requests per minute per key (the api lane).

Authentication

AuthorizationBearer

Bearer token. Use ss_live_… for live data or ss_test_… for the sandbox (test mode). See Authentication.

Path parameters

borrower_idstringRequired

The borrower's id.

Query parameters

limitintegerOptional1-100Defaults to 50

Page size, 1 to 100. Defaults to 50. A value outside the range answers 400 invalid_limit.

cursorstringOptional

The next_cursor from the previous page.

includestringOptional

Expand each loan with borrower, documents, or both separated by a comma.

Response headers

X-Request-IDstringOptional

Correlation ID for this request. Quote it in support tickets.

SpreadSpace-VersionstringOptional

The API surface version the server resolved for this request. Always present, regardless of whether the client supplied the request-side SpreadSpace-Version header. Default: 2026-10-07.

RateLimit-Limitinteger

Request budget of the endpoint’s rate-limit policy per 60-second sliding window. See Rate limits.

RateLimit-Remaininginteger

Requests left in the current window. Suppressed on 429 responses produced outside the rate limiter (for example a usage throttle), where a remaining budget would be misleading.

RateLimit-Resetinteger

Seconds until a guaranteed-fresh window.

RateLimit-PolicystringOptional

The active policy in limit;w=window-seconds form.

Response

datalist of objects

has_moreboolean

next_cursorstring or nullOptional

Errors

400

Bad Request Error

401

Unauthorized Error

402

Payment Required Error

403

Forbidden Error

404

Not Found Error

429

Too Many Requests Error

500

Internal Server Error