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APIBorrowers

Get borrower

Retrieves a single borrower.

Requires the borrowers:read scope. Rate limit: 200 requests per minute per key (the api lane).

Authentication

AuthorizationBearer

Bearer token. Use ss_live_… for live data or ss_test_… for the sandbox (test mode). See Authentication.

Path parameters

idstringRequired
The borrower's id.

Headers

SpreadSpace-VersionstringOptionalformat: "^\d{4}-\d{2}-\d{2}$"

Pin the API version, e.g. 2026-10-07. Omit to get the latest. See Versioning.

Response headers

X-Request-IDstringOptional
Correlation ID for this request. Quote it in support tickets.
SpreadSpace-VersionstringOptional

The API surface version the server resolved for this request. Always present, regardless of whether the client supplied the request-side SpreadSpace-Version header. Default: 2026-10-07.

RateLimit-Limitinteger

Request budget of the endpoint’s rate-limit policy per 60-second sliding window. See Rate limits.

RateLimit-Remaininginteger

Requests left in the current window. Suppressed on 429 responses produced outside the rate limiter (for example a usage throttle), where a remaining budget would be misleading.

RateLimit-Resetinteger

Seconds until a guaranteed-fresh window.

RateLimit-PolicystringOptional

The active policy in limit;w=window-seconds form.

Response

OK
borrower_idstring
namestring
created_atdatetime
updated_atdatetime
statusstring
is_intakeboolean

True for a borrower auto-provisioned by intake whose profile has not been completed. Present on every borrower payload.

dba_namestring or nullOptional
legal_entity_typestring or nullOptional
tax_filing_statusstring or nullOptional
tin_last4string or nullOptional
tin_typestring or nullOptional
citystring or nullOptional
statestring or nullOptional
zip_codestring or nullOptional
state_of_formationstring or nullOptional
industrystring or nullOptional
sub_industrystring or nullOptional
naics_codestring or nullOptional
date_establisheddate or nullOptional
fiscal_year_end_monthinteger or nullOptional
number_of_principalsinteger or nullOptional
filing_typestring or nullOptional

The return type the borrower files, on the single-borrower read. Null on the list and on the create, update and complete-intake responses.

last_activity_atdatetime or nullOptional
loan_countinteger or nullOptional

How many loans the borrower has, on the list and the single-borrower read. Null on the create, update and complete-intake responses, and where the caller may not see the borrower’s detail.

notesstring or nullOptional

Errors

400
Bad Request Error
401
Unauthorized Error
402
Payment Required Error
403
Forbidden Error
404
Not Found Error
429
Too Many Requests Error
500
Internal Server Error